understand the process before we start.
We know how confusing it can be to navigate the mortgage application process. You shouldn’t have to worry about getting stuck in a complicated process or being locked into a bad mortgage! That’s why we’re hyper-focused on helping customers easily and confidently navigate their way to homeownership. Our free, online service gives you a fast and easy way to get a fair mortgage.
Let us handle all the details!
Start your online application now.
Let's Get Your Mortgage Going
Whizango's mortgage process is a simple and efficient way for you to make sure you are getting a mortgage that is tailored to your goals, situation, and needs. When you build your mortgage the right way, it saves you a lot of money long term. We will handle the whole process for you and show you some pretty cool mortgage tricks. First place to start is completing your full mortgage application. Get started right here!
Soft credit pull.
If you are not ready to complete a full application but want to get prequalified, this is the option for you. Our Instant Prequalify Technology allows you to see if you are qualified to buy a home without affecting your credit score. This is a soft check of your financial profile. Just enter your name, address, phone number, and email and instantly see your results without ever having to pick up the phone.
Shopping For The Best Lender
According to the U.S. Consumer Financial Protection Bureau’s (CFPB)’s 2018 Mortgage Shopping study:
“Mortgage interest rates and loan terms can vary considerably across lenders. Despite this fact, many homebuyers do not comparison shop for their mortgages. In recent studies, more than 30 percent of borrowers reported not comparison shopping for their mortgage, and more than 75 percent of borrowers reported applying for a mortgage with only one lender.”
The question is, how do you find the time to apply with multiple lenders? It’s not a quick, simple process, requiring 150+ pages per paper application. You have to go through multiple steps with each lender and submit a lot of information to obtain a quote. It takes time, organization, and patience.
Is there an easier way?
There is! With Whizango, our team does the "heaqvy lifting" to ensure that you achieve maximum success with the best rates for your family. Our team of experts will weigh all the options with you, side-by-side. Our team is committed to helping you shop for, choose, and close your mortgage with confidence and clarity.
MEET THE TEAM
WHIZANGO INC. NMLS# 1884775 IS A RESIDENTIAL MORTGAGE LOAN COMPANY, 25700 INTERSTATE 45 SUITE 400, THE WOODLANDS TX 77386. THE INTEREST RATE, APR, LOAN FEES IS BASED ON CREDIT SCORE, LOAN TO VALUE, LOAN AMOUNT, LOAN TYPE AND OTHER FACTORS. NOT ALL CONSUMERS WILL QUALIFY. There is no cost to submit a loan request, get matched with lenders and receive conditional loan offers or quotes. You may review the conditional loan offers or quotes and talk to the lenders at no cost. Of course, the lender you choose may require a fee to process your formal loan application, appraisal, and/or credit report, but until you agree to pay the lender any fee(s), you may shop with Whizango Inc. at no cost.
*The principal and interest payment on a $200,000 30-year Fixed-Rate Loan at 2.875% and 80% loan-to-value (LTV) is $829.78. The Annual Percentage Rate (APR) is 3.097% with estimated finance charges of $5,600. The principal and interest payment does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 05/12/2020. The APR is calculated using the Actuarial Method.
IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.